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Calculate the Future

Asset Value Calculator: appreciation & depreciation

Whether your asset goes up in value (like real estate) or drops in value (like cars), find out exactly what it will be worth in 1 to 40 years.

Asset Parameters

₹
%

Time Horizon

How many years into the future?
15 years
1 yr10 yrs20 yrs30 yrs40 yrs
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At this rate, your asset's value will double in approximately 9 years.
Estimated Value after 15 years
₹1,58,60,847
Current Value₹50,00,000
Total Gain+ ₹1,08,60,847

Value Progression

1 to 15 Years
Year Asset Value Net Change % Change

Mathematical simulation based on compound interest formulas. Appreciation assumes exponential growth, while depreciation models declining balance. Actual market values will fluctuate.

Estimated value

How the asset value calculator works

Some assets gain value over time, like land or gold. Others lose value, like cars and electronics. Enter today's value, the yearly rate of change and the number of years, and the calculator projects the value year by year. Switch between appreciation and depreciation depending on the asset.

Appreciation assumes steady exponential growth. Depreciation uses a declining balance, so the rupee amount lost each year gets smaller as the value falls.

Future value = Present value × (1 ± r)n

Frequently asked questions

How do I calculate the future value of a property?

Multiply today's value by (1 + yearly growth rate) for every year. A ₹50 lakh flat growing at 6% a year is worth about ₹1.2 crore after 15 years.

How does depreciation work?

With declining-balance depreciation the asset loses the same percentage of its remaining value each year, so the rupee loss is largest in the first years.

Which growth rate should I use?

Base it on the history of that specific asset and location, and remember that property and gold prices can stay flat for years. A conservative rate is safer than an optimistic one.

Can I compare an asset with an investment?

Yes. Compare the projected asset value with the corpus from the investment calculator for the same period and amount.